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Bank of Ireland

All published tiers as of 2026-09-07

TermProductCustomerLTV bandBER bandRateAPRCSource
10yr standard existing 4.05% 4.20% link
10yr standard existing BER A 3.70% 3.90% link
10yr standard first_time_buyer BER A 4.20% 4.30% link
10yr standard mover BER A 4.20% 4.30% link
10yr standard switcher BER A 4.20% 4.30% link
10yr standard existing BER B 3.75% 3.90% link
10yr standard first_time_buyer BER B 4.25% 4.40% link
10yr standard mover BER B 4.25% 4.40% link
10yr standard switcher BER B 4.25% 4.40% link
10yr standard existing BER C 3.80% 4.00% link
10yr standard first_time_buyer BER C 4.30% 4.40% link
10yr standard mover BER C 4.30% 4.40% link
10yr standard switcher BER C 4.30% 4.40% link
10yr standard existing BER D 3.85% 4.00% link
10yr standard first_time_buyer BER D 4.35% 4.50% link
10yr standard mover BER D 4.35% 4.50% link
10yr standard switcher BER D 4.35% 4.50% link
10yr standard existing BER E 3.90% 4.10% link
10yr standard first_time_buyer BER E 4.40% 4.50% link
10yr standard mover BER E 4.40% 4.50% link
10yr standard switcher BER E 4.40% 4.50% link
10yr standard existing BER Exempt 4.05% 4.20% link
10yr standard first_time_buyer BER Exempt 4.55% 4.70% link
10yr standard mover BER Exempt 4.55% 4.70% link
10yr standard switcher BER Exempt 4.55% 4.70% link
10yr standard existing BER F 3.95% 4.10% link
10yr standard first_time_buyer BER F 4.45% 4.60% link
10yr standard mover BER F 4.45% 4.60% link
10yr standard switcher BER F 4.45% 4.60% link
10yr standard existing BER G 4.00% 4.10% link
10yr standard first_time_buyer BER G 4.50% 4.60% link
10yr standard mover BER G 4.50% 4.60% link
10yr standard switcher BER G 4.50% 4.60% link
1yr standard existing 3.65% 4.20% link
1yr hvm first_time_buyer BER A 3.30% 4.20% link
1yr hvm mover BER A 3.30% 4.20% link
1yr hvm switcher BER A 3.30% 4.20% link
1yr standard existing BER A 3.30% 4.20% link
1yr hvm first_time_buyer BER B 3.35% 4.20% link
1yr hvm mover BER B 3.35% 4.20% link
1yr hvm switcher BER B 3.35% 4.20% link
1yr standard existing BER B 3.35% 4.20% link
1yr hvm first_time_buyer BER C 3.40% 4.20% link
1yr hvm mover BER C 3.40% 4.20% link
1yr hvm switcher BER C 3.40% 4.20% link
1yr standard existing BER C 3.40% 4.20% link
1yr hvm first_time_buyer BER D 3.45% 4.20% link
1yr hvm mover BER D 3.45% 4.20% link
1yr hvm switcher BER D 3.45% 4.20% link
1yr standard existing BER D 3.45% 4.20% link
1yr hvm first_time_buyer BER E 3.50% 4.20% link
1yr hvm mover BER E 3.50% 4.20% link
1yr hvm switcher BER E 3.50% 4.20% link
1yr standard existing BER E 3.50% 4.20% link
1yr hvm first_time_buyer BER Exempt 3.65% 4.20% link
1yr hvm mover BER Exempt 3.65% 4.20% link
1yr hvm switcher BER Exempt 3.65% 4.20% link
1yr standard existing BER Exempt 3.65% 4.20% link
1yr hvm first_time_buyer BER F 3.55% 4.20% link
1yr hvm mover BER F 3.55% 4.20% link
1yr hvm switcher BER F 3.55% 4.20% link
1yr standard existing BER F 3.55% 4.20% link
1yr hvm first_time_buyer BER G 3.60% 4.20% link
1yr hvm mover BER G 3.60% 4.20% link
1yr hvm switcher BER G 3.60% 4.20% link
1yr standard existing BER G 3.60% 4.20% link
2yr standard existing 3.65% 4.10% link
2yr standard investor_existing 5.50% 5.80% link
2yr standard existing BER A 3.30% 4.10% link
2yr standard first_time_buyer BER A 3.80% 4.20% link
2yr standard investor_existing BER A 5.15% 5.50% link
2yr standard investor_new BER A 5.65% 6.00% link
2yr standard mover BER A 3.80% 4.20% link
2yr standard switcher BER A 3.80% 4.20% link
2yr standard existing BER B 3.35% 4.10% link
2yr standard first_time_buyer BER B 3.85% 4.20% link
2yr standard investor_existing BER B 5.20% 5.50% link
2yr standard investor_new BER B 5.70% 6.00% link
2yr standard mover BER B 3.85% 4.20% link
2yr standard switcher BER B 3.85% 4.20% link
2yr standard existing BER C 3.40% 4.10% link
2yr standard first_time_buyer BER C 3.90% 4.20% link
2yr standard investor_existing BER C 5.25% 5.60% link
2yr standard investor_new BER C 5.75% 6.10% link
2yr standard mover BER C 3.90% 4.20% link
2yr standard switcher BER C 3.90% 4.20% link
2yr standard existing BER D 3.45% 4.10% link
2yr standard first_time_buyer BER D 3.95% 4.20% link
2yr standard investor_existing BER D 5.30% 5.60% link
2yr standard investor_new BER D 5.80% 6.10% link
2yr standard mover BER D 3.95% 4.20% link
2yr standard switcher BER D 3.95% 4.20% link
2yr standard existing BER E 3.50% 4.10% link
2yr standard first_time_buyer BER E 4.00% 4.20% link
2yr standard investor_existing BER E 5.35% 5.70% link
2yr standard investor_new BER E 5.85% 6.20% link
2yr standard mover BER E 4.00% 4.20% link
2yr standard switcher BER E 4.00% 4.20% link
2yr standard existing BER Exempt 3.65% 4.10% link
2yr standard first_time_buyer BER Exempt 4.15% 4.30% link
2yr standard investor_existing BER Exempt 5.50% 5.80% link
2yr standard investor_new BER Exempt 6.00% 6.40% link
2yr standard mover BER Exempt 4.15% 4.30% link
2yr standard switcher BER Exempt 4.15% 4.30% link
2yr standard existing BER F 3.55% 4.10% link
2yr standard first_time_buyer BER F 4.05% 4.20% link
2yr standard investor_existing BER F 5.40% 5.70% link
2yr standard investor_new BER F 5.90% 6.30% link
2yr standard mover BER F 4.05% 4.20% link
2yr standard switcher BER F 4.05% 4.20% link
2yr standard existing BER G 3.60% 4.10% link
2yr standard first_time_buyer BER G 4.10% 4.20% link
2yr standard investor_existing BER G 5.45% 5.80% link
2yr standard investor_new BER G 5.95% 6.30% link
2yr standard mover BER G 4.10% 4.20% link
2yr standard switcher BER G 4.10% 4.20% link
3yr standard existing 3.75% 4.10% link
3yr standard existing BER A 3.40% 4.00% link
3yr standard first_time_buyer BER A 3.90% 4.20% link
3yr standard mover BER A 3.90% 4.20% link
3yr standard switcher BER A 3.90% 4.20% link
3yr standard existing BER B 3.45% 4.00% link
3yr standard first_time_buyer BER B 3.95% 4.20% link
3yr standard mover BER B 3.95% 4.20% link
3yr standard switcher BER B 3.95% 4.20% link
3yr standard existing BER C 3.50% 4.00% link
3yr standard first_time_buyer BER C 4.00% 4.20% link
3yr standard mover BER C 4.00% 4.20% link
3yr standard switcher BER C 4.00% 4.20% link
3yr standard existing BER D 3.55% 4.10% link
3yr standard first_time_buyer BER D 4.05% 4.20% link
3yr standard mover BER D 4.05% 4.20% link
3yr standard switcher BER D 4.05% 4.20% link
3yr standard existing BER E 3.60% 4.10% link
3yr standard first_time_buyer BER E 4.10% 4.20% link
3yr standard mover BER E 4.10% 4.20% link
3yr standard switcher BER E 4.10% 4.20% link
3yr standard existing BER Exempt 3.75% 4.10% link
3yr standard first_time_buyer BER Exempt 4.25% 4.40% link
3yr standard mover BER Exempt 4.25% 4.40% link
3yr standard switcher BER Exempt 4.25% 4.40% link
3yr standard existing BER F 3.65% 4.10% link
3yr standard first_time_buyer BER F 4.15% 4.30% link
3yr standard mover BER F 4.15% 4.30% link
3yr standard switcher BER F 4.15% 4.30% link
3yr standard existing BER G 3.70% 4.10% link
3yr standard first_time_buyer BER G 4.20% 4.30% link
3yr standard mover BER G 4.20% 4.30% link
3yr standard switcher BER G 4.20% 4.30% link
4yr standard existing 3.45% 4.00% link
4yr hvm first_time_buyer BER A 3.10% 3.80% link
4yr hvm mover BER A 3.10% 3.80% link
4yr hvm switcher BER A 3.10% 3.80% link
4yr standard existing BER A 3.10% 3.80% link
4yr hvm first_time_buyer BER B 3.15% 3.80% link
4yr hvm mover BER B 3.15% 3.80% link
4yr hvm switcher BER B 3.15% 3.80% link
4yr standard existing BER B 3.15% 3.80% link
4yr hvm first_time_buyer BER C 3.20% 3.90% link
4yr hvm mover BER C 3.20% 3.90% link
4yr hvm switcher BER C 3.20% 3.90% link
4yr standard existing BER C 3.20% 3.90% link
4yr hvm first_time_buyer BER D 3.25% 3.90% link
4yr hvm mover BER D 3.25% 3.90% link
4yr hvm switcher BER D 3.25% 3.90% link
4yr standard existing BER D 3.25% 3.90% link
4yr hvm first_time_buyer BER E 3.30% 3.90% link
4yr hvm mover BER E 3.30% 3.90% link
4yr hvm switcher BER E 3.30% 3.90% link
4yr standard existing BER E 3.30% 3.90% link
4yr hvm first_time_buyer BER Exempt 3.45% 4.00% link
4yr hvm mover BER Exempt 3.45% 4.00% link
4yr hvm switcher BER Exempt 3.45% 4.00% link
4yr standard existing BER Exempt 3.45% 4.00% link
4yr hvm first_time_buyer BER F 3.35% 3.90% link
4yr hvm mover BER F 3.35% 3.90% link
4yr hvm switcher BER F 3.35% 3.90% link
4yr standard existing BER F 3.35% 3.90% link
4yr hvm first_time_buyer BER G 3.40% 3.90% link
4yr hvm mover BER G 3.40% 3.90% link
4yr hvm switcher BER G 3.40% 3.90% link
4yr standard existing BER G 3.40% 3.90% link
5yr standard existing 3.75% 4.10% link
5yr standard investor_existing 5.65% 6.00% link
5yr hvm first_time_buyer BER A 3.40% 3.90% link
5yr hvm mover BER A 3.40% 3.90% link
5yr hvm switcher BER A 3.40% 3.90% link
5yr standard existing BER A 3.40% 3.90% link
5yr standard first_time_buyer BER A 3.90% 4.10% link
5yr standard investor_existing BER A 5.30% 5.60% link
5yr standard investor_new BER A 5.80% 6.10% link
5yr standard mover BER A 3.90% 4.10% link
5yr standard switcher BER A 3.90% 4.10% link
5yr hvm first_time_buyer BER B 3.45% 3.90% link
5yr hvm mover BER B 3.45% 3.90% link
5yr hvm switcher BER B 3.45% 3.90% link
5yr standard existing BER B 3.45% 3.90% link
5yr standard first_time_buyer BER B 3.95% 4.20% link
5yr standard investor_existing BER B 5.35% 5.70% link
5yr standard investor_new BER B 5.85% 6.20% link
5yr standard mover BER B 3.95% 4.20% link
5yr standard switcher BER B 3.95% 4.20% link
5yr hvm first_time_buyer BER C 3.50% 3.90% link
5yr hvm mover BER C 3.50% 3.90% link
5yr hvm switcher BER C 3.50% 3.90% link
5yr standard existing BER C 3.50% 3.90% link
5yr standard first_time_buyer BER C 4.00% 4.20% link
5yr standard investor_existing BER C 5.40% 5.70% link
5yr standard investor_new BER C 5.90% 6.30% link
5yr standard mover BER C 4.00% 4.20% link
5yr standard switcher BER C 4.00% 4.20% link
5yr hvm first_time_buyer BER D 3.55% 4.00% link
5yr hvm mover BER D 3.55% 4.00% link
5yr hvm switcher BER D 3.55% 4.00% link
5yr standard existing BER D 3.55% 4.00% link
5yr standard first_time_buyer BER D 4.05% 4.20% link
5yr standard investor_existing BER D 5.45% 5.80% link
5yr standard investor_new BER D 5.95% 6.30% link
5yr standard mover BER D 4.05% 4.20% link
5yr standard switcher BER D 4.05% 4.20% link
5yr hvm first_time_buyer BER E 3.60% 4.00% link
5yr hvm mover BER E 3.60% 4.00% link
5yr hvm switcher BER E 3.60% 4.00% link
5yr standard existing BER E 3.60% 4.00% link
5yr standard first_time_buyer BER E 4.10% 4.20% link
5yr standard investor_existing BER E 5.50% 5.80% link
5yr standard investor_new BER E 6.00% 6.40% link
5yr standard mover BER E 4.10% 4.20% link
5yr standard switcher BER E 4.10% 4.20% link
5yr hvm first_time_buyer BER Exempt 3.75% 4.10% link
5yr hvm mover BER Exempt 3.75% 4.10% link
5yr hvm switcher BER Exempt 3.75% 4.10% link
5yr standard existing BER Exempt 3.75% 4.10% link
5yr standard first_time_buyer BER Exempt 4.25% 4.40% link
5yr standard investor_existing BER Exempt 5.65% 6.00% link
5yr standard investor_new BER Exempt 6.15% 6.50% link
5yr standard mover BER Exempt 4.25% 4.40% link
5yr standard switcher BER Exempt 4.25% 4.40% link
5yr hvm first_time_buyer BER F 3.65% 4.00% link
5yr hvm mover BER F 3.65% 4.00% link
5yr hvm switcher BER F 3.65% 4.00% link
5yr standard existing BER F 3.65% 4.00% link
5yr standard first_time_buyer BER F 4.15% 4.30% link
5yr standard investor_existing BER F 5.55% 5.90% link
5yr standard investor_new BER F 6.05% 6.40% link
5yr standard mover BER F 4.15% 4.30% link
5yr standard switcher BER F 4.15% 4.30% link
5yr hvm first_time_buyer BER G 3.70% 4.00% link
5yr hvm mover BER G 3.70% 4.00% link
5yr hvm switcher BER G 3.70% 4.00% link
5yr standard existing BER G 3.70% 4.00% link
5yr standard first_time_buyer BER G 4.20% 4.30% link
5yr standard investor_existing BER G 5.60% 5.90% link
5yr standard investor_new BER G 6.10% 6.50% link
5yr standard mover BER G 4.20% 4.30% link
5yr standard switcher BER G 4.20% 4.30% link
7yr hvm first_time_buyer BER A 3.45% 3.80% link
7yr hvm mover BER A 3.45% 3.80% link
7yr hvm switcher BER A 3.45% 3.80% link
7yr hvm first_time_buyer BER B 3.50% 3.80% link
7yr hvm mover BER B 3.50% 3.80% link
7yr hvm switcher BER B 3.50% 3.80% link
7yr hvm first_time_buyer BER C 3.55% 3.90% link
7yr hvm mover BER C 3.55% 3.90% link
7yr hvm switcher BER C 3.55% 3.90% link
7yr hvm first_time_buyer BER D 3.60% 3.90% link
7yr hvm mover BER D 3.60% 3.90% link
7yr hvm switcher BER D 3.60% 3.90% link
7yr hvm first_time_buyer BER E 3.65% 3.90% link
7yr hvm mover BER E 3.65% 3.90% link
7yr hvm switcher BER E 3.65% 3.90% link
7yr hvm first_time_buyer BER Exempt 3.80% 4.00% link
7yr hvm mover BER Exempt 3.80% 4.00% link
7yr hvm switcher BER Exempt 3.80% 4.00% link
7yr hvm first_time_buyer BER F 3.70% 4.00% link
7yr hvm mover BER F 3.70% 4.00% link
7yr hvm switcher BER F 3.70% 4.00% link
7yr hvm first_time_buyer BER G 3.75% 4.00% link
7yr hvm mover BER G 3.75% 4.00% link
7yr hvm switcher BER G 3.75% 4.00% link
SVR standard existing 4.15% 4.30% link
SVR standard investor_existing 4.85% 5.10% link
SVR standard existing BER A 4.15% 4.30% link
SVR standard first_time_buyer BER A 4.15% 4.30% link
SVR standard investor_existing BER A 4.85% 5.10% link
SVR standard investor_new BER A 4.85% 5.10% link
SVR standard mover BER A 4.15% 4.30% link
SVR standard switcher BER A 4.15% 4.30% link
SVR standard existing BER B 4.15% 4.30% link
SVR standard first_time_buyer BER B 4.15% 4.30% link
SVR standard investor_existing BER B 4.85% 5.10% link
SVR standard investor_new BER B 4.85% 5.10% link
SVR standard mover BER B 4.15% 4.30% link
SVR standard switcher BER B 4.15% 4.30% link
SVR standard existing BER C 4.15% 4.30% link
SVR standard first_time_buyer BER C 4.15% 4.30% link
SVR standard investor_existing BER C 4.85% 5.10% link
SVR standard investor_new BER C 4.85% 5.10% link
SVR standard mover BER C 4.15% 4.30% link
SVR standard switcher BER C 4.15% 4.30% link
SVR standard existing BER D 4.15% 4.30% link
SVR standard first_time_buyer BER D 4.15% 4.30% link
SVR standard investor_existing BER D 4.85% 5.10% link
SVR standard investor_new BER D 4.85% 5.10% link
SVR standard mover BER D 4.15% 4.30% link
SVR standard switcher BER D 4.15% 4.30% link
SVR standard existing BER E 4.15% 4.30% link
SVR standard first_time_buyer BER E 4.15% 4.30% link
SVR standard investor_existing BER E 4.85% 5.10% link
SVR standard investor_new BER E 4.85% 5.10% link
SVR standard mover BER E 4.15% 4.30% link
SVR standard switcher BER E 4.15% 4.30% link
SVR standard existing BER Exempt 4.15% 4.30% link
SVR standard first_time_buyer BER Exempt 4.15% 4.30% link
SVR standard investor_existing BER Exempt 4.85% 5.10% link
SVR standard investor_new BER Exempt 4.85% 5.10% link
SVR standard mover BER Exempt 4.15% 4.30% link
SVR standard switcher BER Exempt 4.15% 4.30% link
SVR standard existing BER F 4.15% 4.30% link
SVR standard first_time_buyer BER F 4.15% 4.30% link
SVR standard investor_existing BER F 4.85% 5.10% link
SVR standard investor_new BER F 4.85% 5.10% link
SVR standard mover BER F 4.15% 4.30% link
SVR standard switcher BER F 4.15% 4.30% link
SVR standard existing BER G 4.15% 4.30% link
SVR standard first_time_buyer BER G 4.15% 4.30% link
SVR standard investor_existing BER G 4.85% 5.10% link
SVR standard investor_new BER G 4.85% 5.10% link
SVR standard mover BER G 4.15% 4.30% link
SVR standard switcher BER G 4.15% 4.30% link